Cohabitation Agreement Canada | Common-Law Agreement Template | Prenuply

Common-law agreement guide

Cohabitation Agreement Canada

Create a working cohabitation agreement template for an unmarried or common-law relationship, then review it with separate lawyers before signing.

Quick Answer

Cohabitation agreements help unmarried partners document property, debt, support, and household expectations. Provincial rules vary, so lawyer review matters.

What It Can Cover

Property ownership

Homes, down payments, renovations, furniture, vehicles, investments, and future purchases.

Debt responsibility

Student loans, credit cards, tax debt, mortgages, lines of credit, and business borrowing.

Household contributions

Rent, mortgage payments, utilities, repairs, childcare, savings goals, and shared expenses.

Business interests

Companies, professional practices, farms, shares, retained earnings, and valuation expectations.

Support intentions

Whether either partner expects support if the relationship ends, subject to local legal review.

Marriage transition

What should happen if the couple later marries and needs a prenup or marriage contract.

Process

Answer guided questions

Tell us about your relationship, province, assets, debts, housing, businesses, and financial priorities.

Download a working template

Prenuply organizes your answers into a structured cohabitation agreement template.

Review before signing

Each partner should review the template with a separate family lawyer in their province.

Cohabitation FAQ

What is a cohabitation agreement in Canada?

A cohabitation agreement is a written contract for unmarried or common-law partners. It can address property, debts, support intentions, household contributions, and what happens if the relationship ends.

Is a cohabitation agreement the same as a prenup?

They are related but not identical. A prenup is usually made before marriage. A cohabitation agreement is for unmarried partners and may need to convert or be updated if the couple later marries.

Do both partners need lawyers?

Separate legal advice is strongly recommended. Each partner should understand the rights they may be changing before signing.

Start with a clearer agreement.

Create your cohabitation agreement template, then review it with independent legal counsel before signing.

Get Started